Free payment plan

Find out how much you can borrow before applying for our 0% interest free payment plan. We want everyone to make informed decisions. Before applying for a payment plan, a customer will complete a 2 step pre-approval process, to check they meet the initial criteria for a 0% interest payment plan. The criteria includes, home ownership, capacity to pay and being an Australian resident that is 18 or Over.

If a customer does not meet the initial lending criteria for the 0 % interest-free payment plan, they can contact iNNi Money on (02) 8005 7998 or email at customercare@innimoney.com.au

Open and Honest

We are upfront and honest with you about any fees, charges and changes to iNNi products. We are committed to meeting the needs of our customers and transparency is a core value we have as a business.

We currently disclose applicable fees to consumers prior to entering an arrangement. This is done in several places, including; the landing page of the self-serve application, loan application in the vendor app, pre-approval app, application summary, and payment plan schedule.
If you need assistance in how to manage your finances, below are some helpful tools and resources on responsible spending and managing debt.